Are you a Small or Large business owner, Tradie, or sole trader? At Quay Lending we specialise in No Doc, Low Doc and Full Doc business lending. We understand the challenges and hurdles that selfemployed applicants face… We have a range of finance products for an even bigger range of funding needs. New ABN? Poor Credit history? Tax Debt? Financials not up to date?
WE CAN HELP
We will tailor a solution for whatever your needs may be:
WE UNDERSTAND YOUR NEEDS
Don't be treated like a number; we make sure we understand your needs and requirements to find you a range of solutions.
WE FIND A DEAL THAT'S
RIGHT FOR YOU
We use our knowledge and unmatched
partner network to find you great finance options, and can also verify your asset and help protect it.
WE GIVE YOU ONGOING SUPPORT
We're here for you throughout the life of your loan, and whenever you need assistance.
How long does it take to obtain an approval?
Typically, 24-48 hours depending on the loan type, in some cases it can be same days. Loan approval times frames will be depending on the lender.
Do I need to be working full time to get a loan?
You will need to be gainfully employed however you do not have to be full time employed, our lenders also consider part time and casually employment and certain government benefits.
If I have had bad credit previous, can I still apply for a loan?
We understand that people may have had some issues in the past however this does not mean that you cannot obtain finance, in fact in most cases we can assist people with previous bad credit providing their circumstances have significantly improved and they can demonstrate go savings, good bank account conduct and the ability to be able to service the proposed loan.
What would be my interest rate?
The interest rate is generally determined by the lender based on a variety of factors such as Credit Score, Time in employment, if you are a homeowner, renter or boarder etc.